Victory with Vica Legal and Credit Services

Victory with Vica Legal and Credit Services LLC, a service specializing in legal and credit services, is open for business in South Boston. An official ribbon-cutting ceremony was held Thursday with South Boston Mayor Ed Owens wielding the scissors. Participating in the ribbon cutting are (from left) Autumn White, assistant; Brian Chandler, security; James Martin, co-owner; Lavica Chandler, owner; Mayor Owens; Matilda Martin, client services specialist; Brianna Johnson, receptionist; and Fred Johnson Jr., notary public.

A service specializing in legal and credit services is open for business in South Boston.

Victory with Vica Legal and Credit Services LLC specializes in maximizing credit scores by disputing bankruptcy, late payments, public records, judgments, collections, charge offs, evictions, medical bills, foreclosures, student loans and tax liens, according to Lavica Chandler, owner of the business.

Victory with Vica Legal and Credit Services is located at 920 Wilborn Avenue in South Boston, and business hours are Monday through Friday from 10 a.m. to 6 p.m. and Saturday from 9 a.m. to 1 p.m.

“We also offer notary services and assist those needing help with moving and nonmoving violations. Available at our office is also a conference room to assist those needing space for business meetings,” Chandler added.

According to Victory With Vica, payment history determines 35 percent of a person’s credit score, outstanding debt determines 30 percent, credit history determines 15 percent of a person’s credit score, and pursuit of new credit determines 10 percent of a person’s credit score.

Victory with Vica acknowledges the uniqueness of every client and their goals, Chandler added.

“We understand any credit crisis and aim to help achieve financial freedom through credit repair solutions to address our client’s specific needs,” she added.

Victory with Vica’s ultimate mission and biggest strength is customer satisfaction at all times, Chandler noted, with first-class service delivery, tangible results and reliable results.

Chandler has first-hand knowledge of the credit repair business.

“Victory with Vica Legal and Credit Services started in 2017 when I started the journey of repairing my own credit,” said Chandler. “This started a trend. It gave me the motivation to expand by helping family and friends which produced amazing results.”

Victory with Vica offers services that are different from other credit repair companies, according to Chandler.

“We allow you to come in and discuss your financial situations and what items you want disputed while other companies dispute what they desire.”